Fall Into Savings with a Closing Cost Credit

Published on
August 31, 2026

Receive Up to a $3,000 Closing Cost Credit

Buying your first home is an exciting milestone, and The Bank of Bennington is committed to helping make homeownership more affordable.

For a limited time, eligible first-time homebuyers may receive up to a $3,000 closing cost credit when purchasing a home with a qualifying mortgage through The Bank of Bennington. This special program is designed to help reduce some of the upfront costs associated with buying a home, making it easier to take the next step toward homeownership.

Is This Program Right for You?

This limited-time mortgage program may be a great fit if:

✅ You're buying your first home, or you haven't owned a home in the past three years.

✅ You're purchasing an owner-occupied, single-family home.

✅ You're looking for a fixed-rate mortgage with as little as 3% down.

✅ You're interested in reducing your upfront home buying costs with up to a $3,000 closing cost credit.

If that sounds like you, we'd love to help you explore your options.

Program Highlights

  • Up to a $3,000 closing cost credit
  • Loan amounts available up to $350,000
  • Fixed-rate mortgage
  • As little as 3% down
  • Up to 1% of your down payment may be gifted
  • Available for owner-occupied, single-family homes
  • Purchase transactions only
  • At least one borrower must qualify as a first-time homebuyer (has not owned a home within the past three years)

Who May Qualify?

This program is available to eligible borrowers who meet program requirements, including:

  • Minimum credit score of 680
  • Maximum household income of 130% of Area Median Income (AMI) based on the property's location
  • Additional underwriting and eligibility requirements apply

Promotion Dates

Applications must be submitted between September 1 and November 30, 2026 to be eligible for this limited-time promotion.

Ready to Get Started?

Whether you're just beginning your home search or you're ready to make an offer, our Residential Lending team is here to help.

We'll walk you through the process, answer your questions, and help determine whether this program is right for you.

Contact a Residential Lending Specialist today to learn more.

Program Disclosure

Valid on owner-occupied, single-family purchase transactions only. Property and hazard insurance are required and are the responsibility of the borrower. Flood insurance, if applicable, is the responsibility of the borrower. For mortgages with less than 20% down, Private Mortgage Insurance (PMI) may be required and is the responsibility of the borrower. Closing cost credit of up to $3,000 may be applied toward eligible lender and third-party closing costs, including origination fees/points, flood determination fee, credit report fees, tax tracking fee, homeowner's insurance tracking fee, mortgage recording fees, title update/abstract, lender's title insurance fee, and wire fee. Other applicable costs, including transfer taxes, owner's title insurance, escrow deposits for taxes and insurance, buyer's attorney fees, deed stamps, and deed transfer taxes, remain the responsibility of the borrower. Third-party fee recapture may apply if the mortgage is paid off within 36 months of consummation. Income restrictions apply. At least one borrower must qualify as a first-time homebuyer.

Fall Into Savings with a Closing Cost Credit

Published on
August 31, 2026
August 31, 2026

Receive Up to a $3,000 Closing Cost Credit

Buying your first home is an exciting milestone, and The Bank of Bennington is committed to helping make homeownership more affordable.

For a limited time, eligible first-time homebuyers may receive up to a $3,000 closing cost credit when purchasing a home with a qualifying mortgage through The Bank of Bennington. This special program is designed to help reduce some of the upfront costs associated with buying a home, making it easier to take the next step toward homeownership.

Is This Program Right for You?

This limited-time mortgage program may be a great fit if:

✅ You're buying your first home, or you haven't owned a home in the past three years.

✅ You're purchasing an owner-occupied, single-family home.

✅ You're looking for a fixed-rate mortgage with as little as 3% down.

✅ You're interested in reducing your upfront home buying costs with up to a $3,000 closing cost credit.

If that sounds like you, we'd love to help you explore your options.

Program Highlights

  • Up to a $3,000 closing cost credit
  • Loan amounts available up to $350,000
  • Fixed-rate mortgage
  • As little as 3% down
  • Up to 1% of your down payment may be gifted
  • Available for owner-occupied, single-family homes
  • Purchase transactions only
  • At least one borrower must qualify as a first-time homebuyer (has not owned a home within the past three years)

Who May Qualify?

This program is available to eligible borrowers who meet program requirements, including:

  • Minimum credit score of 680
  • Maximum household income of 130% of Area Median Income (AMI) based on the property's location
  • Additional underwriting and eligibility requirements apply

Promotion Dates

Applications must be submitted between September 1 and November 30, 2026 to be eligible for this limited-time promotion.

Ready to Get Started?

Whether you're just beginning your home search or you're ready to make an offer, our Residential Lending team is here to help.

We'll walk you through the process, answer your questions, and help determine whether this program is right for you.

Contact a Residential Lending Specialist today to learn more.

Program Disclosure

Valid on owner-occupied, single-family purchase transactions only. Property and hazard insurance are required and are the responsibility of the borrower. Flood insurance, if applicable, is the responsibility of the borrower. For mortgages with less than 20% down, Private Mortgage Insurance (PMI) may be required and is the responsibility of the borrower. Closing cost credit of up to $3,000 may be applied toward eligible lender and third-party closing costs, including origination fees/points, flood determination fee, credit report fees, tax tracking fee, homeowner's insurance tracking fee, mortgage recording fees, title update/abstract, lender's title insurance fee, and wire fee. Other applicable costs, including transfer taxes, owner's title insurance, escrow deposits for taxes and insurance, buyer's attorney fees, deed stamps, and deed transfer taxes, remain the responsibility of the borrower. Third-party fee recapture may apply if the mortgage is paid off within 36 months of consummation. Income restrictions apply. At least one borrower must qualify as a first-time homebuyer.

Fall Into Savings with a Closing Cost Credit

Published on
August 31, 2026

Receive Up to a $3,000 Closing Cost Credit

Buying your first home is an exciting milestone, and The Bank of Bennington is committed to helping make homeownership more affordable.

For a limited time, eligible first-time homebuyers may receive up to a $3,000 closing cost credit when purchasing a home with a qualifying mortgage through The Bank of Bennington. This special program is designed to help reduce some of the upfront costs associated with buying a home, making it easier to take the next step toward homeownership.

Is This Program Right for You?

This limited-time mortgage program may be a great fit if:

✅ You're buying your first home, or you haven't owned a home in the past three years.

✅ You're purchasing an owner-occupied, single-family home.

✅ You're looking for a fixed-rate mortgage with as little as 3% down.

✅ You're interested in reducing your upfront home buying costs with up to a $3,000 closing cost credit.

If that sounds like you, we'd love to help you explore your options.

Program Highlights

  • Up to a $3,000 closing cost credit
  • Loan amounts available up to $350,000
  • Fixed-rate mortgage
  • As little as 3% down
  • Up to 1% of your down payment may be gifted
  • Available for owner-occupied, single-family homes
  • Purchase transactions only
  • At least one borrower must qualify as a first-time homebuyer (has not owned a home within the past three years)

Who May Qualify?

This program is available to eligible borrowers who meet program requirements, including:

  • Minimum credit score of 680
  • Maximum household income of 130% of Area Median Income (AMI) based on the property's location
  • Additional underwriting and eligibility requirements apply

Promotion Dates

Applications must be submitted between September 1 and November 30, 2026 to be eligible for this limited-time promotion.

Ready to Get Started?

Whether you're just beginning your home search or you're ready to make an offer, our Residential Lending team is here to help.

We'll walk you through the process, answer your questions, and help determine whether this program is right for you.

Contact a Residential Lending Specialist today to learn more.

Program Disclosure

Valid on owner-occupied, single-family purchase transactions only. Property and hazard insurance are required and are the responsibility of the borrower. Flood insurance, if applicable, is the responsibility of the borrower. For mortgages with less than 20% down, Private Mortgage Insurance (PMI) may be required and is the responsibility of the borrower. Closing cost credit of up to $3,000 may be applied toward eligible lender and third-party closing costs, including origination fees/points, flood determination fee, credit report fees, tax tracking fee, homeowner's insurance tracking fee, mortgage recording fees, title update/abstract, lender's title insurance fee, and wire fee. Other applicable costs, including transfer taxes, owner's title insurance, escrow deposits for taxes and insurance, buyer's attorney fees, deed stamps, and deed transfer taxes, remain the responsibility of the borrower. Third-party fee recapture may apply if the mortgage is paid off within 36 months of consummation. Income restrictions apply. At least one borrower must qualify as a first-time homebuyer.